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Optimize with DSPy & Implement Adaptive Thinking

Linked challenge: AI-Driven Financial Risk & Credit Scoring

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Refine your DSPy pipeline by adding validation and optimization steps (e.g., `teleprompt` or custom optimizers) to improve the accuracy of financial calculations and risk predictions. Integrate a mechanism for adaptive thinking budgets: for complex 'what-if' scenarios or specific deep dives, activate Gemini 2.5 Pro's 'Deep Think' mode (or simulate its effect with extended processing). Demonstrate this with the `AdaptiveBudgetUtilizationTask`.