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Pydantic AI Agent & Schema Setup
Linked challenge: European Chronic Heat Risk Underwriting Validator with Pydantic AI and Llama 3.3 70B
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Using `pydantic_ai`, define a `HeatRiskOutput` Pydantic model with fields risk_score, surcharging_recommendation_percent, and required_mitigations. Define `Agent('openai:llama-3.3-70b', result_type=HeatRiskOutput)`.