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Setup OpenAI Credit Risk Intervention Agent

Linked challenge: Credit Card Default Risk & Intervention Agent with OpenAI Agents SDK

Prompt source

implementation10 lines4 sectionsNo variables0 checklist items
from openai import OpenAI

client = OpenAI()

def get_borrower_metrics(account_id: str):
    # Tool function returning credit telemetry
    return {"utilization": 0.92, "delinquencies": 2}

agent_instructions = """
You are a credit risk intervention specialist for a UK retail bank.
Analyze borrower credit metrics, assess default risk under current UK economic pressures, 
and recommend appropriate forbearance options complying with FCA guidelines.
"""