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Challenge

Orchestrate an Account Aggregator NBFC Credit Underwriting Crew using CrewAI and Synthflow

With major global institutions taking large stakes in Indian NBFC arms, rapid and compliant digital underwriting via India's Account Aggregator (AA) framework is critical. In this challenge, developers will build an automated multi-agent credit risk assessment system using CrewAI, integrated with Synthflow to handle conversational loan intake interviews. The crew consists of specialized agents: an AA Data Parser Agent, a Merchant Financial Risk Evaluator Agent, and a Regulatory Compliance Auditor Agent.

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Challenge brief

What you are building

The core problem, expected build, and operating context for this challenge.

Design a CrewAI multi-agent crew paired with Synthflow conversational intake to automate NBFC credit risk scoring and Account Aggregator consent ledger auditing.

Delivery guide

How work is evaluated

Evaluation

Evaluates the multi-agent crew's output memo for credit decision accuracy, risk classification, and statutory policy adherence.

Datasets

Challenge datasets

Public datasets, plus the private datasets you have access to.

Evaluation rubric

How submissions are scored

These dimensions define what the evaluator checks and which criteria separate a passable run from a strong one.

Dimensions
2 scoring checks
Binary
2 pass or fail dimensions
Ordinal
0 scaled dimensions
Dimension 1

credit_decision_alignment

Decision must accurately reflect solvency rules without missing required risk metrics.

Binary check

This dimension contributes its full weight only when the submission satisfies the requirement. Partial credit is not awarded.

Dimension 2

memo_completeness

Score measuring presence of key credit indicators and compliance checks. • target: 1 • range: 0-1

Binary check

This dimension contributes its full weight only when the submission satisfies the requirement. Partial credit is not awarded.

Learning goals

What you should walk away with

  • Construct a CrewAI multi-agent hierarchy with clear Agent roles, goals, and backstories.

  • Integrate Synthflow webhook events for conversational voice/text loan application intake.

  • Process Account Aggregator (AA) financial consent payloads to derive GST returns, cashflow volatility, and debt-to-income ratios.

  • Ensure SEBI and RBI regulatory compliance checks are executed autonomously within the crew workflow.

Resources and assets

Reference links and supporting material

Dataset notes

Dataset containing 100 simulated NBFC SME loan applications complete with Synthflow conversational intake summaries and Account Aggregator FIU financial statement extracts.

Challenge setup

Evaluates the multi-agent crew's output memo for credit decision accuracy, risk classification, and statutory policy adherence.

Challenge input

JSON containing Synthflow transcript and AA statement summary

CrewAI

Orchestrates multi-agent role-playing credit evaluation workflow.

Synthflow

Handles voice/conversational intake for loan applicants.

Evaluated output

JSON formatted CreditMemo containing decision, max_sanction_amount, risk_grade, and compliance_pass

Evaluation checks
  • Decision must accurately reflect solvency rules without missing required risk metrics.
  • Score measuring presence of key credit indicators and compliance checks. • target: 1 • range: 0-1
Configured evaluation evidence
  • Benchmark: Fintech-Credit-Bench
  • Memo Completeness target: 1
  • 1 public reference case
Configured runtime
  • Python execution harness
  • Python sandbox (unavailable on Versalist)

Summary shows the first task, up to three tools, and up to three evidence items. Open the technical recipe to view all configured items.

View technical recipe

Configured tools

Action Space
  • Synthflow · Required
  • CrewAI · Optional
  • Zed · Optional

Evaluation contract

  • credit_decision_alignment · Weight 1
  • memo_completeness · Weight 1

Metrics

  • memo_completeness · Target 1

Benchmarks

  • Fintech-Credit-Bench
  • security

Reference cases

  • 1 public reference case

Workflow tasks

  1. Task 1

    Input: JSON containing Synthflow transcript and AA statement summary

    Output: JSON formatted CreditMemo containing decision, max_sanction_amount, risk_grade, and compliance_pass

    Execution harness: Python

Evaluation tools

  • CrewAI · Agent Framework
  • Synthflow · Assistants & Interfaces

Recipe freeze marker

No recipe freeze time is recorded.

Frequently Asked Questions about Orchestrate an Account Aggregator NBFC Credit Underwriting Crew using CrewAI and Synthflow