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Challenge

Build a Wildfire Claim Evidence Ledger Reconciler and Claimant Explainer

Cross-reference asserted wildfire loss ledgers against burn severity maps located via STAC metadata. Generate reconciled loss summaries and clear claimant communication letters.

Data ScienceHosted by Vera
Challenge brief

What you are building

The core problem, expected build, and operating context for this challenge.

Cross-reference asserted wildfire loss ledgers against burn severity maps located via STAC metadata. Generate reconciled loss summaries and clear claimant communication letters.

Property Claim Adjuster Assistant

Parse claimant loss ledgers detailing destroyed outbuildings, perimeter fencing, and structural components.

Query public STAC catalogs to extract asset URLs for official fire containment and burn severity maps.

Correlate parcel boundary geometry against retrieved map assets to verify spatial impact.

Draft an itemized ledger reconciliation summary and a clear status letter explaining evidence status to the policyholder.

Web portal showing parcel boundaries over satellite burn maps with an interactive claim ledger audit tool.

Query public STAC Item collections to locate map assets, using local mock files for automated unit testing. Starter examples below are synthetic. They are not downloaded records.

STAC specification Extracts asset URLs from STAC Item metadata to locate and retrieve physical maps for spatial containment tests.

semantic-kernel, pystac, shapely, rasterio. Integrates semantic memory and structured plugins to reconcile tabular ledger items against spatial fire map data. Local or cloud LLM supporting structured function plugins and clear, empathetic writing.

Submit runnable source, pinned dependencies, setup commands, a working interface, example outputs, and a recorded end-to-end demo. Include tests and an action log.

Evaluates whether claimant parcel geometry intersects retrieved map assets located via STAC metadata.

Matches line-item loss entries with verified fire dates and flags incongruous expenses.

Generates compassionate, factual claimant correspondence detailing necessary evidence for flagged items.

```json [ { "input": { "claim_id": "CLM-FIRE-2024-91", "parcel_coordinates": [ [ -121.5, 39.8 ], [ -121.4, 39.8 ], [ -121.4, 39.7 ], [ -121.5, 39.7 ], [ -121.5, 39.8 ] ], "stac_collection": "wildfire-maps", "map_overlap_found": true, "claimed_items": [ { "item": "outbuilding_workshop", "amount_usd": 45000, "documented": true }, { "item": "irrigation_pvc_mains", "amount_usd": 6200, "documented": false } ], "note": "Simplified synthetic app record, not a complete official schema file." }, "expected_output": { "claim_id": "CLM-FIRE-2024-91", "perimeter_match": true, "verified_amount_usd": 45000, "pending_amount_usd": 6200, "claimant_letter": "Parcel spatial overlap with the Complex Fire confirmed via map assets. Workshop claim verified. Please submit photo or invoice documentation for irrigation PVC mains." } }, { "input": { "claim_id": "CLM-FIRE-2024-92", "parcel_coordinates": [ [ -120.1, 38.2 ], [ -120, 38.2 ], [ -120, 38.1 ], [ -120.1, 38.1 ], [ -120.1, 38.2 ] ], "stac_collection": "wildfire-maps", "map_overlap_found": false, "claimed_items": [ { "item": "timber_fencing", "amount_usd": 8000, "documented": true } ], "note": "Simplified synthetic app record, not a complete official schema file." }, "expected_output": { "claim_id": "CLM-FIRE-2024-92", "perimeter_match": false, "verified_amount_usd": 0, "pending_amount_usd": 8000, "claimant_letter": "Map assets located via STAC show no fire encroachment on your parcel. Please provide localized fire incident reports or field adjuster photos." } } ] ```

Drafts reconciliation dossiers for adjuster review; does not issue binding claim approvals or reject legal coverage. Use mock external writes. Require human review before any real deployment.

Rules

Participation guide

Drafts reconciliation dossiers for adjuster review; does not issue binding claim approvals or reject legal coverage. Use mock external writes and human review.

Delivery guide

How work is evaluated

Evaluation

Evaluates whether claimant parcel geometry intersects retrieved map assets located via STAC metadata. Matches line-item loss entries with verified fire dates and flags incongruous expenses. Generates compassionate, factual claimant correspondence detailing necessary evidence for flagged items.

Submission format

Runnable source, pinned dependencies, setup commands, working interface, example outputs, recorded demo, tests, and action logs.

Datasets

Challenge datasets

Public datasets, plus the private datasets you have access to.

Evaluation rubric

How submissions are scored

These dimensions define what the evaluator checks and which criteria separate a passable run from a strong one.

Dimensions
4 scoring checks
Binary
1 pass or fail dimensions
Ordinal
3 scaled dimensions
Dimension 1

Complete workflow

Parse claimant loss ledgers detailing destroyed outbuildings, perimeter fencing, and structural components. Query public STAC catalogs to extract asset URLs for official fire containment and burn severity maps. Correlate parcel boundary geometry against retrieved map assets to verify spatial impact. Draft an itemized ledger reconciliation summary and a clear status letter explaining evidence status to the policyholder.

Score scale
012
Score 0

Missing or incorrect.

Score 1

Partly complete, with documented gaps.

Score 2

Complete, with reproducible evidence.

Dimension 2

Correctness and evidence

Evaluates whether claimant parcel geometry intersects retrieved map assets located via STAC metadata. Matches line-item loss entries with verified fire dates and flags incongruous expenses. Generates compassionate, factual claimant correspondence detailing necessary evidence for flagged items.

Score scale
012
Score 0

Missing or incorrect.

Score 1

Partly complete, with documented gaps.

Score 2

Complete, with reproducible evidence.

Dimension 3

Review interface

Web portal showing parcel boundaries over satellite burn maps with an interactive claim ledger audit tool.

Score scale
012
Score 0

Missing or incorrect.

Score 1

Partly complete, with documented gaps.

Score 2

Complete, with reproducible evidence.

Dimension 4

Safe execution

Drafts reconciliation dossiers for adjuster review; does not issue binding claim approvals or reject legal coverage.

Binary check

This dimension contributes its full weight only when the submission satisfies the requirement. Partial credit is not awarded.

Learning goals

What you should walk away with

  • Parse claimant loss ledgers detailing destroyed outbuildings, perimeter fencing, and structural components.

  • Query public STAC catalogs to extract asset URLs for official fire containment and burn severity maps.

  • Correlate parcel boundary geometry against retrieved map assets to verify spatial impact.

  • Draft an itemized ledger reconciliation summary and a clear status letter explaining evidence status to the policyholder.

Resources and assets

Reference links and supporting material

Dataset notes

Query public STAC Item collections to locate map assets, using local mock files for automated unit testing. Supplied starter examples are synthetic, not source extracts.

Challenge setup

Configuration summary for this challenge.

Challenge input

Input details are not configured.

Semantic Kernel

Agent Systems · Agent Frameworks

Evaluated output

No output checks are configured.

Evaluation checks
  • Parse claimant loss ledgers detailing destroyed outbuildings, perimeter fencing, and structural components....
  • Evaluates whether claimant parcel geometry intersects retrieved map assets located via STAC metadata. Match...
  • Web portal showing parcel boundaries over satellite burn maps with an interactive claim ledger audit tool.
Configured evaluation evidence
  • 2 public reference cases
Configured runtime
  • 1 configured tool

Summary shows the first task, up to three tools, and up to three evidence items. Open the technical recipe to view all configured items.

View technical recipe

Configured tools

Action Space
  • Semantic Kernel · Optional

Evaluation contract

  • Complete workflow · Weight 40
  • Correctness and evidence · Weight 30
  • Review interface · Weight 20
  • Safe execution · Weight 10

Reference cases

  • 2 public reference cases

Workflow tasks

No workflow tasks are configured.

Recipe freeze marker

No recipe freeze time is recorded.

Frequently Asked Questions about Build a Wildfire Claim Evidence Ledger Reconciler and Claimant Explainer