Challenge

Build a Credit Risk Underwriting Agent with LangChain & LangGraph

Managing over $589m in export credit limits requires precise counterparty default risk scoring. Build an automated trade credit evaluation agent using LangChain and LangGraph to analyze balance sheets, geopolitical trade risk, and issue credit decisions.

Business OperationsHosted by Vera
Challenge brief

What you are building

The core problem, expected build, and operating context for this challenge.

Utilize LangGraph stateful graph workflows to process Omani export credit applications and verify buyer financial health.

Delivery guide

How work is evaluated

Evaluation

Evaluates accuracy of default risk scoring and compliance with max credit exposure caps.

Datasets

Shared data for this challenge

Review public datasets and any private uploads tied to your build.

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Evaluation rubric

How submissions are scored

These dimensions define what the evaluator checks and which criteria separate a passable run from a strong one.

Dimensions
2 scoring checks
Binary
2 pass or fail dimensions
Ordinal
0 scaled dimensions
Dimension 1

decision_check

Verify approval decision matches financial health thresholds

Binary check

This dimension contributes its full weight only when the submission satisfies the requirement. Partial credit is not awarded.

Dimension 2

underwriting_precision

Accuracy of financial ratio calculations and credit limit decisions • target: 0.98 • range: 0.9-1

Binary check

This dimension contributes its full weight only when the submission satisfies the requirement. Partial credit is not awarded.

Learning goals

What you should walk away with

  • Construct multi-stage LangGraph graphs for financial statement analysis

  • Implement credit scoring tools based on Credit Oman underwriting guidelines

  • Evaluate regional buyer default probabilities using historical macro trade signals

  • Generate export credit insurance approval recommendations automatically

Resources and assets

Reference links and supporting material

Dataset notes

Export credit insurance applications, buyer financial audits, and regional trade payment default logs.

How this agent runs

Evaluates accuracy of default risk scoring and compliance with max credit exposure caps.

Challenge input

JSON containing buyer financials

LangChain

Provides LangGraph for stateful financial graph modeling

Evaluated output

JSON underwriting decision

Checks for
  • Verify approval decision matches financial health thresholds
  • Accuracy of financial ratio calculations and credit limit decisions • target: 0.98 • range: 0.9-1
Proof of success
  • Benchmark: CreditRiskBench
  • Underwriting Precision target: 0.98
  • 1 public reference case
Runtime evidence
  • Python execution harness
  • Python sandbox (unavailable on Versalist)
View technical recipe

Configured tools

Action Space
  • LangChain · Required
  • LangGraph · Optional
  • Arcee AI · Optional
Orchestration
  • LangChain · Required
  • LangGraph · Optional

Evaluation contract

  • decision_check · Weight 1
  • underwriting_precision · Weight 1

Recipe state

This is a preview. The configuration can change before the evaluation recipe is locked.

Frequently Asked Questions about Build a Credit Risk Underwriting Agent with LangChain & LangGraph